How do I get started?
You can fill out a quick application on our website to tell us about your financing goals. Once submitted, we’ll connect you with a team member who can guide you through the next steps.
Will this affect my credit score?
No — completing our initial intake form will not affect your credit. Your credit will only be pulled if and when you decide to proceed with an application.
Can I refinance my current mortgage?
Yes. Whether you're looking to lower your rate, access cash, or change the terms of your loan, we can connect you with a team member who specializes in refinance solutions.
Do you work with real estate investors?
Absolutely. We offer DSCR loans, short-term rental financing, and other investment property loan options with flexible requirements.
How fast can I close?
Timelines vary by loan type, but most purchase loans close within 25–30 days. Refinance timelines may be shorter. We will provide a specific timeline once your application is underway.
What is a DSCR loan?
A DSCR loan (Debt Service Coverage Ratio loan) is a type of real estate financing designed for investment properties. Instead of using personal income, these loans are based on the property's rental income to qualify — making them ideal for investors, landlords, and short-term rental owners.
What do you need to qualify for a DSCR loan?
A minimum credit score (usually 620+)
A DSCR of 1.0 or higher
Sufficient reserves (1–6 months of loan payments)
How much of my project budget can be financed?
We can finance up to 85–90% of the purchase price and up to 100% of the rehab costs, as long as the total loan amount stays within 70–75% of the after-repair value (ARV).
How much does my down payment need to be?
Down payments typically range from 10–20% of the purchase price, depending on your experience, credit, and the deal structure. Some experienced investors may qualify for lower down payments.